Privacy, cookies, terms & disclaimer.

DRAFT: REVIEW BY A QUALIFIED LAWYER BEFORE PUBLICATION

Privacy Policy

Who we are. FODO (Fear Of Digitally Out), New Delhi, India. Contact: .

What we collect. Only what you give us through forms, WhatsApp, email or reward claims: name, contact details, business information and your answers. Tools such as the Growth Score, calculator and checklists run in your browser; we do not receive those inputs unless you choose to send them to us.

How we use it. To respond to your request, prepare an audit or call, confirm a game reward and, with your consent, keep in touch about FODO services. We do not sell personal data.

Where it goes. If no form backend is configured, your submission is sent by you via WhatsApp or email. If a form service is configured, it is processed by that provider under its own terms. WhatsApp, Instagram and LinkedIn have their own privacy policies.

Retention and your rights. We keep enquiry data only as long as needed to respond and follow up, then delete or anonymise it. You may ask us to access, correct or delete your data at any time by emailing us. We aim to follow the general principles of India's Digital Personal Data Protection framework; this page is not legal advice.

Checklists. Checklist progress is saved in your browser only, with no personal data.

Chat voice mode. Voice mode starts only when you press the mic button in the chat, and your browser asks for microphone permission first. In the standard mode, your browser's own speech service turns speech into text (for example, Chrome uses Google's servers) and your device reads answers aloud; FODO does not record, receive or store audio. If FODO enables live AI voice, your voice is streamed to OpenAI to generate spoken replies under OpenAI's terms; FODO still does not store recordings or transcripts. You can mute or end voice mode at any time.

Website statistics. FODO counts visits itself: the page sent, where the visit came from (search engine, social site or campaign tag), country and city from the network, device type and which buttons were used. No cookies are used for this, the IP address is never stored, and a visitor is counted once a day through a one-way code that changes every day. If you accept analytics cookies, your browser also remembers a yes/no "seen before" flag.

Growth Lab accounts. If you log in to the Growth Lab we store your email address, name (and photo, if you use Google), mobile number (only if you buy, because the payment page needs it), your plan, credits and a list of the X-Rays you ran (website, date, score). Login uses a secure, HttpOnly cookie that only keeps you signed in. Email login codes are sent through Resend; Google login is handled by Google. Payments are handled by Razorpay: FODO never receives card, UPI or bank details. Ask us any time to delete your account and its history.

Cookie Policy

Essential storage is used to remember your cookie choice and (optionally) checklist progress. Optional analytics is loaded only after you accept it. You can change your choice anytime: Open cookie settings.

Terms of Use

DRAFT: REVIEW BY A QUALIFIED LAWYER BEFORE PUBLICATION

Use of this website. Content is provided for general information about FODO's services. You may browse and use the tools for your own business planning.

Content. Articles, tools and concept case studies are FODO's material; please do not reproduce them commercially without permission. Concept case studies are illustrations, not client records.

Forms and tools. Submitting a form is a request, not a contract. Estimates and scores are illustrative. Commercial terms for any engagement are agreed separately in writing.

Third-party links. WhatsApp, Instagram, LinkedIn and other linked services are outside our control.

Your responsibilities. Provide accurate information and do not misuse forms or tools.

Plans, Cancellation & Refunds

DRAFT: REVIEW BEFORE PUBLICATION

What you buy. Growth Lab plans give a set number of Business X-Rays for 30 days from payment. X-Ray packs give extra X-Rays that do not expire. Prices are shown in Indian rupees on the plans page. The service is digital and is added to your account as soon as the payment is confirmed, nothing is shipped.

Renewal and cancellation. One-month plans do not renew on their own. If you turn on auto-renew, you can stop it any time from your account page; it stops future charges and your plan stays active until the end of the period already paid.

Refunds. If an X-Ray cannot run because the website cannot be read at all, the credit is returned automatically. If you are charged but do not receive your plan or credits, or are charged twice, email us within 7 days and we will refund that charge in full. If you have not used any X-Ray from a purchase, you can ask for a full refund within 7 days of buying it. Approved refunds go back to the original payment method, usually within 5–7 working days (bank timelines vary). Used X-Rays and partly used months are not refunded.

Contact for billing. [email protected] · +91 7827007676 · 65 M Block, New Roshanpura, Najafgarh, New Delhi 110043, India.

Disclaimer

DRAFT: REVIEW BY A QUALIFIED LAWYER BEFORE PUBLICATION

The Growth Score is a self-assessment based on your answers, not an audit. The Growth Calculator produces illustrative estimates from your inputs and an assumption you can edit, not a forecast or guarantee. Work shown on this site is concept material and not a client case study unless explicitly stated and approved. Marketing results vary with offer, market, budget, tracking and execution; FODO does not guarantee outcomes. FODO Challenge rewards, where active, are subject to the terms shown with the reward and to manual verification; browser-generated codes are not proof of eligibility. Industry pages contain general guidance; healthcare and other regulated sectors must check applicable rules before campaigns launch.